Commercial Insurance

Lifestyle freedom away from 9-5 sits on top of critical business decisions that reduce your risk and protect your assets. We help create that right platform with best insurance strategies and second-mile service. When we do our job, you enjoy blue skies.

ICI understands that insurance solutions are required for financial security. We serve that need with second-mile service, best value and the most comprehensive menu of solutions available.

ICI facilitates best solutions for our commercial clients. Beyond insurance, ICI has proven processes to reduce your total cost of risk.

We promote strong financial management, including strategies for risk management or risk aversion, believing that it frees our clients to be professionally creative--to be effective, to be about the business of business.

ICI engages a formal process on behalf of our clients that includes:

  • · Discovery
  • · Delineation of need
  • · Strategy
  • · Solution

Types of Commercial Insurance

  • Property
  • Business Income
  • Equipment Breakdown
  • General Liability
  • Business Auto
  • Garage and Dealers
  • Inland Marine
  • Equipment Floater
  • Crime
  • Workers' Compensation
  • Umbrella Liability
  • Travel Insurance
  • Short-Term Medical

Contact us if you have questions about any of these coverages.

Strategic Solutions



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Human Resource Services

  • Employee Handbook
  • Hiring Practices
  • Disciplinary Strategies
  • Monthly Teleclass
  • Newsletters
  • Employment Practices Compliance Material
  • Extensive Online Library

Risk Management Services

  • Online OSHA Reporting and Record-Keeping
  • Safety Manual
  • Employee Payroll Stuffers
  • Transitional Duty Policy
  • Bloodborne Pathogen Policy
  • Hazardous Communication Policy
  • Fleet Safety Strategies
  • Work Comp Emperience Mod Analysis
  • Occupational Performance Assessments


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Pre-Employment Screening

  • Motor Vehicle Reports
  • Credit Records
  • Education Verification
  • Criminal Court Records
  • Substance Abuse Testing
  • Personality Profiles

WorkComp Advisor

The Institute of WorkComp Professionals requires each insurance agent to go through extensive training before earning Certification. They are also trained to read the "fine print" and know the rules. Read more.

Please don't hesitate to contact us for more information about any of these services.